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That’s why we offer Florida home financing for the self-employed who may have difficulty qualifying for traditional mortgage loans. florida mortgage corporation offers a NO DOC mortgage program with basically a completed "BLANK" mortgage application.
These new stated income mortgage loans are often referred to as " bank statement loans ", "alt doc loans", or "alternative income verification loans". Technically, you are not just merely stating your income, but rather using an alternative means to verify your income (both personal and business bank statements may be used).
Florida No Closing Cost Refinance | Local Refinance Experts | A+ Rated BBB | Speak with a licensed Mortgage Banker or Apply Online about a no closing cost refinance mortgage. refinance mortgage Lenders in Miami Florida| Mortgage Refinance Brokers. Refinance Mortgage Company locations In Miami, Miami Beach, Boca Raton, Lake Worth, West Palm Beach and Tampa Florida.
Expert Mortgage Broker on Home Loan Refinance Options; The good news for those who own Florida property is that the current situation isn’t likely to change anytime soon. Homes in Florida will always be in demand, which means that the value of homes will continue to increase. So, if you have a Florida mortgage, you should have no problem.
The interest rates for refinancing with a no doc loan are higher than a traditional mortgage because of the increased risk to the mortgage lender. A low doc mortgage differs from a no doc loan in that you are providing the lender with some documentation in the form of your stated income and employment history.
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Stated Income Home Mortgages and Limited Doc Refinancing. No documentation mortgage loans offers a streamlined loan options with no income verification for homeowners seeking a loan with less paperwork. Nationwide offers "No Doc" mortgage refinancing for qualified borrowers with good credit scores.
Recently florida mortgage lenders and local Florida banks are very critical on approving stated Florida investor loans on investment type Florida investment properties. Florida stated mortgage lenders not only calculate properties the Debt Service Coverage Ratio but the owner’s or buyer’s personal Debt To Income Ratio.